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Residential construction loans are loan products that can offer you with the necessary funds to build your own home. These loans vary from regular home loans and have specific attributes that ought to be taken into account prior to filling any kind of loan application. When referring to construction loans nearly everyone believes that we are talking about residential ones, the difference is important since there are other types or subcategories that are readily available to the public. Depending on who is accountable for the actual construction and timing, the loan is called owner-builder loan or custom specialist loan. If you pick this loan plans with conversion, then, the construction loan will be an interest just with little payments till the conversion is done.

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